An Exploration of Effectiveness in the Regulation of Federal Depository Institutions, 1989–2008

Striving for Balance

Nonfiction, Social & Cultural Studies, Political Science, Politics, Economic Policy
Cover of the book An Exploration of Effectiveness in the Regulation of Federal Depository Institutions, 1989–2008 by Mike Potter, Lexington Books
View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart
Author: Mike Potter ISBN: 9780739179369
Publisher: Lexington Books Publication: September 19, 2013
Imprint: Lexington Books Language: English
Author: Mike Potter
ISBN: 9780739179369
Publisher: Lexington Books
Publication: September 19, 2013
Imprint: Lexington Books
Language: English

Financial services regulators are tasked with balancing the conflicting roles of empowering and policing their regulated communities. In order to be effective, agencies must be able to accomplish both tasks. This analysis examines several determinants of effectiveness among U.S. bank regulators.
Using statistical and narrative analyses, it examines factors that have contributed to the regulatory effectiveness of the National Credit Union Administration, Office of the Comptroller of the Currency, and Office of Thrift Supervision. The study focused on the relationships between regulatory ability to prevent failures and influences including agency longevity, ability to manage complexity, appointee and staff qualities, mission stability, regulatory style, and resources. Agency longevity and resources had the greatest impact on effectiveness among the cases that were examined. Additionally, this study proposes a typology that suggests that more effective regulators are able to balance information from their regulated communities with a public interest orientation. This allows them to have current information regarding emerging regulatory issues but also to avoid becoming too reliant on their supervised institutions for information. By not being overly reliant or out of touch with their regulated communities, agency can better foster regulatory resiliency.

View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart

Financial services regulators are tasked with balancing the conflicting roles of empowering and policing their regulated communities. In order to be effective, agencies must be able to accomplish both tasks. This analysis examines several determinants of effectiveness among U.S. bank regulators.
Using statistical and narrative analyses, it examines factors that have contributed to the regulatory effectiveness of the National Credit Union Administration, Office of the Comptroller of the Currency, and Office of Thrift Supervision. The study focused on the relationships between regulatory ability to prevent failures and influences including agency longevity, ability to manage complexity, appointee and staff qualities, mission stability, regulatory style, and resources. Agency longevity and resources had the greatest impact on effectiveness among the cases that were examined. Additionally, this study proposes a typology that suggests that more effective regulators are able to balance information from their regulated communities with a public interest orientation. This allows them to have current information regarding emerging regulatory issues but also to avoid becoming too reliant on their supervised institutions for information. By not being overly reliant or out of touch with their regulated communities, agency can better foster regulatory resiliency.

More books from Lexington Books

Cover of the book God on High by Mike Potter
Cover of the book Rhetoric, Embodiment, and the Ethos of Surveillance by Mike Potter
Cover of the book Edward II and a Literature of Same-Sex Love by Mike Potter
Cover of the book Migration and Development in Africa by Mike Potter
Cover of the book Aesthetics and Modernity by Mike Potter
Cover of the book Studio-Based Approaches for Multimodal Projects by Mike Potter
Cover of the book Hip Hop's Inheritance by Mike Potter
Cover of the book Emerging Scholarship on the Middle East and Central Asia by Mike Potter
Cover of the book Dark Nature by Mike Potter
Cover of the book British Power and International Relations during the 1950s by Mike Potter
Cover of the book The Case for Grassroots Collaboration by Mike Potter
Cover of the book Justice by Mike Potter
Cover of the book Through Times of Trouble by Mike Potter
Cover of the book Institutionalizing Gender Equality by Mike Potter
Cover of the book Atheists in American Politics by Mike Potter
We use our own "cookies" and third party cookies to improve services and to see statistical information. By using this website, you agree to our Privacy Policy