Michael Baltazar: 2 books

Homeownership rates in America are at the lowest levels since 1967. With low interest rates and home prices, why aren't more Americans buying homes? There are many loan programs available, so that is not the answer. This book will introduce the Chronic Renter within the context of American history...

Does it feel like your life is harder than it should be? Do you often find yourself asking “WHY ME” when difficult situations arise? Does it often feel like the whole world is against you? If you want to make your life easier and improve your sense of contentment and fulfillment, you only...