Financial Access of the Urban Poor in India

A Story of Exclusion

Business & Finance, Economics, Economic Development, Nonfiction, Social & Cultural Studies, Political Science, Government, Social Policy
Cover of the book Financial Access of the Urban Poor in India by Meenakshi Rajeev, B. P. Vani, Springer India
View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart
Author: Meenakshi Rajeev, B. P. Vani ISBN: 9788132237129
Publisher: Springer India Publication: March 22, 2017
Imprint: Springer Language: English
Author: Meenakshi Rajeev, B. P. Vani
ISBN: 9788132237129
Publisher: Springer India
Publication: March 22, 2017
Imprint: Springer
Language: English

This book focuses on the issue of financial exclusion with particular reference to the urban informal sector in India. Continuing the work of its predecessor, the current Government of India is also placing considerable importance on driving policy initiatives for financial inclusion. However, financial exclusion in urban areas, especially of the lower strata of the society has not received the attention it deserves from researchers and policymakers, even though urban poverty and deprivations are of considerable importance in the present Indian context. The challenges of financial inclusion and accessibility in the urban areas differ substantially from those found in the rural regions given the fact that the possibility of physical access to financial services is much higher in urban areas. In order to provide a macro perspective, the book begins with an analysis of the unit record data on nature and extent of financial inclusion and access to credit in urban India, based on Debt and Investment survey data (59th and 70th rounds) provided by the National Sample Survey Office (NSSO). In subsequent steps, the book discusses findings from a primary survey carried out in the state of Karnataka of self-employed persons engaged in informal services sector. This exercise has helped to comprehend the ways in which they currently meet their financial needs for different income generating purposes, the terms and conditions under which they do so, and the challenges that remained for possible interventions. Experiences of other developing nations in their attempts to ensure financial inclusion and the lesson learnt thereby are the other highlights of the book.

View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart

This book focuses on the issue of financial exclusion with particular reference to the urban informal sector in India. Continuing the work of its predecessor, the current Government of India is also placing considerable importance on driving policy initiatives for financial inclusion. However, financial exclusion in urban areas, especially of the lower strata of the society has not received the attention it deserves from researchers and policymakers, even though urban poverty and deprivations are of considerable importance in the present Indian context. The challenges of financial inclusion and accessibility in the urban areas differ substantially from those found in the rural regions given the fact that the possibility of physical access to financial services is much higher in urban areas. In order to provide a macro perspective, the book begins with an analysis of the unit record data on nature and extent of financial inclusion and access to credit in urban India, based on Debt and Investment survey data (59th and 70th rounds) provided by the National Sample Survey Office (NSSO). In subsequent steps, the book discusses findings from a primary survey carried out in the state of Karnataka of self-employed persons engaged in informal services sector. This exercise has helped to comprehend the ways in which they currently meet their financial needs for different income generating purposes, the terms and conditions under which they do so, and the challenges that remained for possible interventions. Experiences of other developing nations in their attempts to ensure financial inclusion and the lesson learnt thereby are the other highlights of the book.

More books from Springer India

Cover of the book Advances in Communication and Computing by Meenakshi Rajeev, B. P. Vani
Cover of the book The Borel-Cantelli Lemma by Meenakshi Rajeev, B. P. Vani
Cover of the book Advances in Enzyme Biotechnology by Meenakshi Rajeev, B. P. Vani
Cover of the book Intelligent Computing, Communication and Devices by Meenakshi Rajeev, B. P. Vani
Cover of the book Paying Out-of-Pocket for Drugs, Diagnostics and Medical Services by Meenakshi Rajeev, B. P. Vani
Cover of the book Perspectives in Inflammation Biology by Meenakshi Rajeev, B. P. Vani
Cover of the book The Biopolitics of Development by Meenakshi Rajeev, B. P. Vani
Cover of the book Applied Computation and Security Systems by Meenakshi Rajeev, B. P. Vani
Cover of the book Plant Tissue Culture: An Introductory Text by Meenakshi Rajeev, B. P. Vani
Cover of the book Cultures of Memory in South Asia by Meenakshi Rajeev, B. P. Vani
Cover of the book Laser Physics and Technology by Meenakshi Rajeev, B. P. Vani
Cover of the book Infectious Diseases and Nanomedicine II by Meenakshi Rajeev, B. P. Vani
Cover of the book Melasma and Vitiligo in Brown Skin by Meenakshi Rajeev, B. P. Vani
Cover of the book Polyploidy: Recent Trends and Future Perspectives by Meenakshi Rajeev, B. P. Vani
Cover of the book Recent Advances in Lichenology by Meenakshi Rajeev, B. P. Vani
We use our own "cookies" and third party cookies to improve services and to see statistical information. By using this website, you agree to our Privacy Policy