Getting Off the Street

There are secrets Wall Street doesn’t want investors to know: · Working with financial advisors at large brokerage firms does little to enhance your wealth. In fact, it may diminish your wealth to a point from which you can never recover. · Financial advisors at most big firms are salespeople first and foremost. They are motivated to sell products that will make their company money—not those that make the most sense for their clients’ needs. · Most fees paid to financial advisors go toward activities that do nothing to improve their clients’ investment portfolio. Charlie Massimo knows what Wall Street is hiding because he spent nearly twenty years on the front lines at major financial firms. Feeling disillusioned by the difference between his employer’s goals and those of his clients, Massimo left Wall Street to start a firm that puts its clients’ interests above everything else. Since 2003, his company, CJM Wealth Management, has been doing just that. Getting Off the Street offers honest, realistic investment advice based on Massimo’s experience helping hundreds of clients achieve their financial vision. His method, called structured investing, eliminates big risks and ensures solid returns through a simple blend of patience, discipline, diversification, and goal-setting. Structured investing is designed around your best interests, but you won’t hear about it through major Wall Street firms because they can’t make money from it. Yet, Massimo’s proven strategies have weathered even the most devastating market crashes while Wall Street giants—and their clients—suffered major losses. Massimo also uncovers a side of investing we rarely stop to consider: the emotions that influence our decisions. We often make poor choices because we’re convinced that in order to be savvy investors we must regularly buy and sell our assets. In reality, quite the opposite is true. Massimo reveals that the smartest investors avoid the big risks that aren’t worth the risk to take. They embrace the long-term philosophy behind structured investing over the erratic behaviors that many financial advisors scare us into trusting. Getting Off the Street is the investment guide Wall Street hopes you’ll never find. Told with Massimo’s signature warmth, clarity, and wisdom that can only come from three decades on and off “The Street,” this book will help you achieve your financial goals and build the life you desire.