Hard Choices

Financial Exclusion, Fringe Banks and Poverty in Urban Canada

Business & Finance, Economics, Economic Conditions, Nonfiction, Social & Cultural Studies, Social Science, Sociology, Urban
Cover of the book Hard Choices by Jerry Buckland, University of Toronto Press, Scholarly Publishing Division
View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart
Author: Jerry Buckland ISBN: 9781442662612
Publisher: University of Toronto Press, Scholarly Publishing Division Publication: March 30, 2012
Imprint: Language: English
Author: Jerry Buckland
ISBN: 9781442662612
Publisher: University of Toronto Press, Scholarly Publishing Division
Publication: March 30, 2012
Imprint:
Language: English

When low-income city dwellers lack access to mainstream banking services, many end up turning to ‘fringe banks,’ such as cheque-cashers and pawnshops, for some or all of their financial transactions. This predicament of ‘financial exclusion’ – faced by those underserved by conventional financial institutions – is comprehensively examined in Jerry Buckland's powerful study, Hard Choices.

The first account of the nature and causes of financial exclusion in Canada, Hard Choices thoroughly integrates economic and social data on consumer choice, bank behaviour, and government policy. Buckland demonstrates why the current two-tier system of banking is becoming increasingly dysfunctional, especially in the context of new credit products that aggravate income inequality and stifle local economic growth. Featuring a foreword by esteemed economics scholar John P. Caskey, Hard Choices presents pragmatic policy improvements on both the public and private levels that can promote and build financial inclusion for all.

View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart

When low-income city dwellers lack access to mainstream banking services, many end up turning to ‘fringe banks,’ such as cheque-cashers and pawnshops, for some or all of their financial transactions. This predicament of ‘financial exclusion’ – faced by those underserved by conventional financial institutions – is comprehensively examined in Jerry Buckland's powerful study, Hard Choices.

The first account of the nature and causes of financial exclusion in Canada, Hard Choices thoroughly integrates economic and social data on consumer choice, bank behaviour, and government policy. Buckland demonstrates why the current two-tier system of banking is becoming increasingly dysfunctional, especially in the context of new credit products that aggravate income inequality and stifle local economic growth. Featuring a foreword by esteemed economics scholar John P. Caskey, Hard Choices presents pragmatic policy improvements on both the public and private levels that can promote and build financial inclusion for all.

More books from University of Toronto Press, Scholarly Publishing Division

Cover of the book Women Challenging Unions by Jerry Buckland
Cover of the book Tennyson's Language by Jerry Buckland
Cover of the book Patrician Liberal by Jerry Buckland
Cover of the book Half-Hours with Great Scientists by Jerry Buckland
Cover of the book Pindar's 'Olympian One' by Jerry Buckland
Cover of the book Paediatric Allergy and Clinical Immunology (As Applied to Atopic Disease) by Jerry Buckland
Cover of the book Lovers and Livers by Jerry Buckland
Cover of the book The Politics of Eloquence by Jerry Buckland
Cover of the book Separate Beds by Jerry Buckland
Cover of the book The Letter and the Cosmos by Jerry Buckland
Cover of the book Foundations of Governance by Jerry Buckland
Cover of the book Free to Believe by Jerry Buckland
Cover of the book Beyond the Welfare State by Jerry Buckland
Cover of the book April in Paris by Jerry Buckland
Cover of the book Certain Sermons or Homilies (1547) and a Homily against Disobedience and Wilful Rebellion (1570) by Jerry Buckland
We use our own "cookies" and third party cookies to improve services and to see statistical information. By using this website, you agree to our Privacy Policy