Life Annuity Products and Their Guarantees

Business & Finance, Finance & Investing, Investments & Securities
Cover of the book Life Annuity Products and Their Guarantees by Collectif, OECD
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Author: Collectif ISBN: 9789264267794
Publisher: OECD Publication: December 5, 2016
Imprint: OECD Language: English
Author: Collectif
ISBN: 9789264267794
Publisher: OECD
Publication: December 5, 2016
Imprint: OECD
Language: English

This publication helps policy makers to better understand annuity products and the guarantees they provide in order to optimise the role that these products can play in financing retirement. Product design is a crucial factor in the potential role of annuity products within the pension system, along with the cost and demand for these products, and the resulting risks that are borne by the annuity providers. Increasingly complex products, however, pose additional challenges concerning consumer protection. Consumers need to be aware of their options and have access to unbiased and comprehensible advice and information about these products.

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This publication helps policy makers to better understand annuity products and the guarantees they provide in order to optimise the role that these products can play in financing retirement. Product design is a crucial factor in the potential role of annuity products within the pension system, along with the cost and demand for these products, and the resulting risks that are borne by the annuity providers. Increasingly complex products, however, pose additional challenges concerning consumer protection. Consumers need to be aware of their options and have access to unbiased and comprehensible advice and information about these products.

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