Overcoming the Saving Slump

How to Increase the Effectiveness of Financial Education and Saving Programs

Business & Finance, Business Reference, Education, Personal Finance, Retirement Planning
Cover of the book Overcoming the Saving Slump by , University of Chicago Press
View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart
Author: ISBN: 9780226497105
Publisher: University of Chicago Press Publication: October 15, 2009
Imprint: University of Chicago Press Language: English
Author:
ISBN: 9780226497105
Publisher: University of Chicago Press
Publication: October 15, 2009
Imprint: University of Chicago Press
Language: English

The great majority of working Americans are unprepared to face the difficult task of planning for retirement. In fact, the personal savings rate has been holding steady at zero for several years, down from 8 percent in the mid-1980s. Overcoming the Saving Slump explores the many challenges facing workers in the transition from a traditional defined benefit pension system to one that requires more individual responsibility, analyzing the considerable impediments to saving and evaluating financial literacy programs devised by employers and the government.

 

Mapping the changing landscape of pensions and the rise of defined contribution plans, Annamaria Lusardi and others investigate new methods for stimulating saving and promoting financial education drawing on the experience of the United States as well as countries that have privatized their welfare systems, including Sweden and Chile.  This timely volume pinpoints where human resources departments, the financial industry, and government officials have succeeded—or failed—in bridging the way to a new retirement system. As the workforce ages and more pensions disappear each second, Lusardi’s findings will be invaluable for economists and anyone facing retirement.

 

View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart

The great majority of working Americans are unprepared to face the difficult task of planning for retirement. In fact, the personal savings rate has been holding steady at zero for several years, down from 8 percent in the mid-1980s. Overcoming the Saving Slump explores the many challenges facing workers in the transition from a traditional defined benefit pension system to one that requires more individual responsibility, analyzing the considerable impediments to saving and evaluating financial literacy programs devised by employers and the government.

 

Mapping the changing landscape of pensions and the rise of defined contribution plans, Annamaria Lusardi and others investigate new methods for stimulating saving and promoting financial education drawing on the experience of the United States as well as countries that have privatized their welfare systems, including Sweden and Chile.  This timely volume pinpoints where human resources departments, the financial industry, and government officials have succeeded—or failed—in bridging the way to a new retirement system. As the workforce ages and more pensions disappear each second, Lusardi’s findings will be invaluable for economists and anyone facing retirement.

 

More books from University of Chicago Press

Cover of the book Spiritual Despots by
Cover of the book Summoned by
Cover of the book Cultural Evolution by
Cover of the book Medical Monopoly by
Cover of the book The Last Walk by
Cover of the book The Enduring Importance of Leo Strauss by
Cover of the book Strange Tales of an Oriental Idol by
Cover of the book Teachers of the People by
Cover of the book Tristan's Shadow by
Cover of the book Doing Style by
Cover of the book Planet of Microbes by
Cover of the book Social Security Programs and Retirement around the World by
Cover of the book Tangled Diagnoses by
Cover of the book The Politics of Dialogic Imagination by
Cover of the book Windows into the Soul by
We use our own "cookies" and third party cookies to improve services and to see statistical information. By using this website, you agree to our Privacy Policy