Health Insurance Reform in Germany. Moving to an Universal, Flat Rate System?

Business & Finance, Industries & Professions, Insurance
Cover of the book Health Insurance Reform in Germany. Moving to an Universal, Flat Rate System? by Anonymous, GRIN Verlag
View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart
Author: Anonymous ISBN: 9783656975588
Publisher: GRIN Verlag Publication: June 10, 2015
Imprint: GRIN Verlag Language: English
Author: Anonymous
ISBN: 9783656975588
Publisher: GRIN Verlag
Publication: June 10, 2015
Imprint: GRIN Verlag
Language: English

Seminar paper from the year 2014 in the subject Economy - Health Economics, grade: 1,30, University of Kassel (Institut für Volkswirtschaftslehre), course: Social Policy, language: English, abstract: In international comparison, Germany ranks 4th among OECD countries in health expenditure as a share of GDP in 2011. It amounted 11.3% of GDP in 2011 which is 2%-points above the OECD average of 9.3%. Only the United States (17.7%), the Netherlands (11.9%) and France (11.6%) are spending more on health. In addition, German health expenditure increased, in real terms, at a rate of circa 2% p.a. on average in 2000-2010, but slowed down to 1.1% in 2011. However, expenditure continues to grow. With regard to these figures, health care is one of the most important sectors in Germany. With more than 6 million employees and a gross value added of almost ? 268 bn in 2013, it represents 11% of the German economy. While expenditure is on the rise, the number of contributors who finance the health care system decreases. As a result, the question of how to finance the growing demand for health services occurs. In particular, a closer look at the statutory health insurance (SHI) is necessary as it financed 57% of total health expenditure in 2011. Since the report 'Achieving financial sustainability for the social security systems' by the Rürup-Commission, two major reform proposals are discussed: the citizens' insurance ('Bürgerversicherung'), a universal system of health care, and a system of flat-rate health premiums ('pauschale Gesundheitsprämien'). These approaches are intensively discussed by politicians and economists who search for an appropriate solution for a health care reform. Therefore, the following question should be answered by this seminar paper: Should we move to a universal, flat rate system? In order to develop an appropriate recommendation, the following questions appear: How does the current health insurance system in Germany look like? Which problems does this system face? What contribution do the two reform proposals provide for a solution of these challenges? Which are the main arguments in favour and against these approaches? Are there any economic consequences of their implementation? What could be a final solution? These questions will be responded in the following seminar paper.

View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart

Seminar paper from the year 2014 in the subject Economy - Health Economics, grade: 1,30, University of Kassel (Institut für Volkswirtschaftslehre), course: Social Policy, language: English, abstract: In international comparison, Germany ranks 4th among OECD countries in health expenditure as a share of GDP in 2011. It amounted 11.3% of GDP in 2011 which is 2%-points above the OECD average of 9.3%. Only the United States (17.7%), the Netherlands (11.9%) and France (11.6%) are spending more on health. In addition, German health expenditure increased, in real terms, at a rate of circa 2% p.a. on average in 2000-2010, but slowed down to 1.1% in 2011. However, expenditure continues to grow. With regard to these figures, health care is one of the most important sectors in Germany. With more than 6 million employees and a gross value added of almost ? 268 bn in 2013, it represents 11% of the German economy. While expenditure is on the rise, the number of contributors who finance the health care system decreases. As a result, the question of how to finance the growing demand for health services occurs. In particular, a closer look at the statutory health insurance (SHI) is necessary as it financed 57% of total health expenditure in 2011. Since the report 'Achieving financial sustainability for the social security systems' by the Rürup-Commission, two major reform proposals are discussed: the citizens' insurance ('Bürgerversicherung'), a universal system of health care, and a system of flat-rate health premiums ('pauschale Gesundheitsprämien'). These approaches are intensively discussed by politicians and economists who search for an appropriate solution for a health care reform. Therefore, the following question should be answered by this seminar paper: Should we move to a universal, flat rate system? In order to develop an appropriate recommendation, the following questions appear: How does the current health insurance system in Germany look like? Which problems does this system face? What contribution do the two reform proposals provide for a solution of these challenges? Which are the main arguments in favour and against these approaches? Are there any economic consequences of their implementation? What could be a final solution? These questions will be responded in the following seminar paper.

More books from GRIN Verlag

Cover of the book Die Partikulogie - Grundlage für die Psychotherapie in einem geeinten Europa - Band 1 by Anonymous
Cover of the book Weibliche Bildung im 18. Jahrhundert by Anonymous
Cover of the book Diego Velazquez, Die Übergabe von Breda - Neue Akzente des Ereignisbildes by Anonymous
Cover of the book Persönlichkeitsstörungen aus systemischer Sicht - Ein hilfreicher Blick? by Anonymous
Cover of the book Praktikumsbericht Fachpraktikum Sport by Anonymous
Cover of the book Muslime in Yangon by Anonymous
Cover of the book Kulturelle Aspekte der Produktion und Rezeption von E- und U-Musik by Anonymous
Cover of the book Das Verhältnis von Individuum und Gesellschaft - Integration im Hinblick auf Pädagogik/Didaktik und Gesellschaft by Anonymous
Cover of the book Revolution ,,von unten'. Welche Prozesse ermöglichten die Samtene Revolution in Tschechien 1989/90 ? by Anonymous
Cover of the book The Impact of Censorship During World War II on the Average American by Anonymous
Cover of the book Unterrichtseinheit: Bilder einer Ausstellung von M. Mussorgsky. Unterschiedliche Umgangsweisen bei der Erarbeitung des Bildes 'Hütte auf Hühnerbeinen (Baba Jaga)' by Anonymous
Cover of the book Der Flieger-Gedenktag auf dem Flugfeld in Berlin-Johannisthal am Sonntag, den 29. Juni 1930 by Anonymous
Cover of the book Andrés Manjón & Don Bosco. Wege zur Reformpädagogik und der Begriff des Erziehers im Vergleich by Anonymous
Cover of the book Bestehende bilanzielle Wahlrechte in IAS/IFRS by Anonymous
Cover of the book Die Kooperation zwischen Staat und privatem Akteur am Beispiel des Public Private Partnership by Anonymous
We use our own "cookies" and third party cookies to improve services and to see statistical information. By using this website, you agree to our Privacy Policy